HIPAA compliance for FSAs and HRAs explained. Learn employer responsibilities, PHI rules, and common workplace misconceptions.
EBC Insights
Help Your Employees Make the Most of Their FSA: Key Deadlines to Know
Learn how to help employees make the most of their flexible spending accounts by understanding grace periods and runout periods. Discover tips for employer communication and access helpful resources.
An Introduction to Annual Elections and Common Permitted Election Changes
Prior to each plan year, employees make elections under their employer’s cafeteria plans. This includes, but is not limited to, pre-tax payroll deduction elections for funds…
Five Benefit Changes for 2026
Discover five major employee benefit changes for 2026—from higher dependent care FSA limits to permanent telehealth flexibility and new fertility options.
Behind the Scenes: How We Reimagined Our Mobile App
Discover how we redesigned our mobile benefits app with real-time features, an intuitive interface, and participant-driven innovation to make managing your benefits easier than ever.
2026 FSA and Commuter Limits Released
The IRS has announced 2026 updates under Revenue Procedure 2025-32, increasing the annual contribution limits for Health Care FSAs and commuter benefits.
Positioning HSAs for a Multigenerational Workforce
In today’s workforce, employers face a unique challenge: supporting the needs of many generations at once. From recent graduates entering the workforce to employees nearing retirement, health care…
The $7,500 Dependent Care FSA Limit: A Win for Families—If Employers Can Pass the Test
Starting January 1, 2026, the annual dependent care flexible spending account (FSA) contribution limit will increase from $5,000 to $7,500. This long-awaited update is great news for working families, but it…
How TPAs Can Help HR Teams Prepare Now for a Smoother Q4
As Q4 approaches, HR teams are bracing for one of the busiest times of the year. Between open enrollment, compliance deadlines, and employee communications, the pressure is real. However, when you’re…
Benefit Blind Spots: Clearing up Common Misconceptions
Even the best benefits package can fall flat if employees don’t know how to use it — and the truth is, many don’t. From confusing account types to misunderstood deadlines, misconceptions about…