As Q4 approaches, HR teams are bracing for one of the busiest times of the year. Between open enrollment, compliance deadlines, and employee communications, the pressure is real. However, when you’re…
EBC Insights
Benefit Blind Spots: Clearing up Common Misconceptions
Even the best benefits package can fall flat if employees don’t know how to use it — and the truth is, many don’t. From confusing account types to misunderstood deadlines, misconceptions about…
Getting Started with Nondiscrimination Testing
The basics of nondiscrimination testing for cafeteria plans There’s a lot to do as the end of your plan year approaches. One thing that you don’t want to forget about is nondiscrimination testing for your…
What the “One Big Beautiful Bill” Means for FSAs and HSAs
The “One Big Beautiful Bill” brings key updates to dependent care FSAs and HSAs, including higher contribution limits and broader eligibility. Learn what’s changed, why it matters, and what steps employers…
The Power of Proactive Planning: COBRA Administration Transitions Done Right
As summer begins, many employers are already preparing for the upcoming open enrollment season. While COBRA administration may not always be top of mind during this planning phase, the timing of a…
IRS Releases Updated Form 720 for PCOR Fees
Each year, employers must wait for the IRS to update Form 720 in order to pay their PCOR fees with the correct form. The IRS has released a revision to IRS Form 720, which is used to pay the PCOR fees…
Benefits in Uncertain Times
In today’s volatile economic landscape, businesses are grappling with unprecedented challenges. The recent imposition of tariffs and the elimination of government contracts have led to significant disruptions, particularly for small businesses. For some…
Two Accounts, One Goal: Maximizing Health Care Savings with Limited Health FSAs and HSAs
As an employer, offering a health savings account (HSA) and limited health flexible spending account (FSA) can significantly enhance your employees’…
Smart Savings for Summer Camps: A Guide to Dependent Care FSAs
Although summer may seem far away, it’s never too early for parents to start planning for their children’s summer activities – including summer camp options. This is also the perfect time to address a very…
A Year of Progress: 2024 Enhancements for Your Benefits Experience
As we welcome a new year, we are thrilled to highlight the significant enhancements we’ve made in 2024 to further elevate your experience with EBC. Our ongoing mission is to provide both our employers and…