Many employees use their HSA mainly to pay for current healthcare expenses. With ongoing education, employers can help them understand how their HSA can also support future healthcare needs and broader financial wellness goals.
EBC Insights
FSA and Commuter Limits Projected to Increase
After evaluating the C-CPI-U for the 12 month period ending August 31, 2026, the Health Care FSA annual maximum plan contribution limit and rollover maximum limits are projected to increase for 2027.
The 5 Open Enrollment Communication Mistakes Employers Keep Making (and How to Fix Them)
Open enrollment can overwhelm employees when communications start too late, include too much information, rely on one channel, or leave questions unanswered. Learn five common mistakes employers make and how to build a clearer, more effective communication strategy.
IRS Proposes New Dependent Care FSA Testing Rules for Employers
The IRS has proposed new dependent care FSA nondiscrimination testing rules that may make the commonly failed 55% test easier for employers to pass. Here’s what employers should know about the proposed changes, correction options, and when the rules may apply.
Back to School, Back to Benefits: How to Remind Employees to Use Their Dependent Care FSA
Back-to-school season brings new expenses, but your flexible spending account (FSA) can help. Learn which health, wellness, and vision expenses may be FSA eligible and how to make the most of your remaining funds before the plan year ends.
5 Trends Defining the Future of Employee Benefits
Employee benefits are no longer one-size-fits-all. Today’s workforce expects personalized, digital, and easy-to-use benefits experiences. Here are five trends shaping the future of employee benefits and how employers can adapt.
IRS Releases Updated Form 720 for PCOR Fees
Each year, employers must wait for the IRS to update Form 720 in order to pay their PCOR fees with the correct form. The IRS has released a revision to IRS Form 720, which is used to pay the PCOR fees…
Meeting Employees Where They Are: Modernizing Benefits with Real-Time, Mobile-First Experiences
See how mobile-first benefits with real-time access, instant notifications, and AI-powered validation improve employee experience and reduce employer friction.
Recent HSA Rule Changes: What Employers Should Be Reviewing This Year
Last summer’s major tax and spending legislation, the One Big Beautiful Bill Act (OBBBA), made several permanent and employer‑friendly updates to health savings account (HSA) rules. As we move further into the year, this is an important time for employers to revisit...
From Print to Push Notifications: Speaking Every Generation’s Tech Language
Learn how employers can improve benefits communication for a multigenerational workforce using the right mix of print, digital, and mobile tools.