After evaluating the C-CPI-U for the 12 month period ending August 31, 2026, the Health Care FSA annual maximum plan contribution limit and rollover maximum limits are projected to increase for 2027.
EBC Insights
IRS Proposes New Dependent Care FSA Testing Rules for Employers
The IRS has proposed new dependent care FSA nondiscrimination testing rules that may make the commonly failed 55% test easier for employers to pass. Here’s what employers should know about the proposed changes, correction options, and when the rules may apply.
Back to School, Back to Benefits: How to Remind Employees to Use Their Dependent Care FSA
Back-to-school season brings new expenses, but your flexible spending account (FSA) can help. Learn which health, wellness, and vision expenses may be FSA eligible and how to make the most of your remaining funds before the plan year ends.
HIPAA in the Workplace: What Employers and Consultants Should Know About FSAs, HRAs, and Employee Health Information
HIPAA compliance for FSAs and HRAs explained. Learn employer responsibilities, PHI rules, and common workplace misconceptions.
Help Your Employees Make the Most of Their FSA: Key Deadlines to Know
Learn how to help employees make the most of their flexible spending accounts by understanding grace periods and runout periods. Discover tips for employer communication and access helpful resources.
Five Benefit Changes for 2026
Discover five major employee benefit changes for 2026—from higher dependent care FSA limits to permanent telehealth flexibility and new fertility options.
2026 FSA and Commuter Limits Released
The IRS has announced 2026 updates under Revenue Procedure 2025-32, increasing the annual contribution limits for Health Care FSAs and commuter benefits.
The $7,500 Dependent Care FSA Limit: A Win for Families—If Employers Can Pass the Test
Starting January 1, 2026, the annual dependent care flexible spending account (FSA) contribution limit will increase from $5,000 to $7,500. This long-awaited update is great news for working families, but it…
What the “One Big Beautiful Bill” Means for FSAs and HSAs
The “One Big Beautiful Bill” brings key updates to dependent care FSAs and HSAs, including higher contribution limits and broader eligibility. Learn what’s changed, why it matters, and what steps employers…
Benefits in Uncertain Times
In today’s volatile economic landscape, businesses are grappling with unprecedented challenges. The recent imposition of tariffs and the elimination of government contracts have led to significant disruptions, particularly for small businesses. For some…








