We make HRAs easy.



The EBC HRA


Bringing together our creative plan design and compliance expertise, the EBC HRA offers a tax-advantaged benefit designed to meet employers’ business needs. The plan reduces the impact of a high deductible health plan and offers feature-rich administration and dedicated support. Informative publications and communications help make it easy for employers to understand their plan.

We make HRAs easy.



The EBC HRA


Bringing together our creative plan design and compliance expertise, the EBC HRA offers a tax-advantaged benefit designed to meet employers’ business needs. The plan reduces the impact of a high deductible health plan and offers feature-rich administration and dedicated support. Informative publications and communications help make it easy for employers to understand their plan.

We make HRAs easy.



The EBC HRA


Bringing together our creative plan design and compliance expertise, the EBC HRA offers a tax-advantaged benefit designed to meet employers’ business needs. The plan reduces the impact of a high deductible health plan and offers feature-rich administration and dedicated support. Informative publications and communications help make it easy for employers to understand their plan.

We make HRAs easy.



The EBC HRA


Bringing together our creative plan design and compliance expertise, the EBC HRA offers a tax-advantaged benefit designed to meet employers’ business needs. The plan reduces the impact of a high deductible health plan and offers feature-rich administration and dedicated support. Informative publications and communications help make it easy for employers to understand their plan.

Standard Plan Design Options

The EBC HRA includes one to four tiers or dividers, breaking coverage into smaller segments. Plan and participant can pay at a different percent - or 100% - per tier. The plan can reimburse from the first deductible dollar, single, family and limited family benefits, eligible expense types with amounts for each type and whether the benefit is available right away or in increments, and if a family must work collectively or individually to meet the deductible.

Standard Plan Design Options

The EBC HRA includes one to four tiers or dividers, breaking coverage into smaller segments. Plan and participant can pay at a different percent - or 100% - per tier. The plan can reimburse from the first deductible dollar, single, family and limited family benefits, eligible expense types with amounts for each type and whether the benefit is available right away or in increments, and if a family must work collectively or individually to meet the deductible.

Standard Plan Design Options

The EBC HRA includes one to four tiers or dividers, breaking coverage into smaller segments. Plan and participant can pay at a different percent - or 100% - per tier. The plan can reimburse from the first deductible dollar, single, family and limited family benefits, eligible expense types with amounts for each type and whether the benefit is available right away or in increments, and if a family must work collectively or individually to meet the deductible.

Standard Plan Design Options

The EBC HRA includes one to four tiers or dividers, breaking coverage into smaller segments. Plan and participant can pay at a different percent - or 100% - per tier. The plan can reimburse from the first deductible dollar, single, family and limited family benefits, eligible expense types with amounts for each type and whether the benefit is available right away or in increments, and if a family must work collectively or individually to meet the deductible.


Creative Plan Designs

The EBC HRA uses employer contributed funds to design a plan that helps participants meet high deductible health plan expenses. No-cost options include Post-Employment, Perpetual and Additional (incentive-based or wellness) Benefits, compatibility with Health Savings Accounts (HSAs) like SimplyHSA and unused balance rollover. Linked with the BESTflex℠ Plan’s Health Care Flexible Spending Account (HCFSA), participants use the HCFSA to fund unpaid portions of their EBC HRA claim.

Creative Plan Designs

The EBC HRA uses employer contributed funds to design a plan that helps participants meet high deductible health plan expenses. No-cost options include Post-Employment, Perpetual and Additional (incentive-based or wellness) Benefits, compatibility with Health Savings Accounts (HSAs) like SimplyHSA and unused balance rollover. Linked with the BESTflex℠ Plan’s Health Care Flexible Spending Account (HCFSA), participants use the HCFSA to fund unpaid portions of their EBC HRA claim.

Creative Plan Designs

The EBC HRA uses employer contributed funds to design a plan that helps participants meet high deductible health plan expenses. No-cost options include Post-Employment, Perpetual and Additional (incentive-based or wellness) Benefits, compatibility with Health Savings Accounts (HSAs) like SimplyHSA and unused balance rollover. Linked with the BESTflex℠ Plan’s Health Care Flexible Spending Account (HCFSA), participants use the HCFSA to fund unpaid portions of their EBC HRA claim.

Creative Plan Designs

The EBC HRA uses employer contributed funds to design a plan that helps participants meet high deductible health plan expenses. No-cost options include Post-Employment, Perpetual and Additional (incentive-based or wellness) Benefits, compatibility with Health Savings Accounts (HSAs) like SimplyHSA and unused balance rollover. Linked with the BESTflex℠ Plan’s Health Care Flexible Spending Account (HCFSA), participants use the HCFSA to fund unpaid portions of their EBC HRA claim.


Online Account Management

My Account Administrator lets employers view and report on many aspects of their account, including invoicing and payments. Employers can generate reports, enroll and manage participants, and download enrollment materials, information flyers and forms quickly and easily. My Account Assistant lets participants track account balances and download information, documentation, review key plan details and more. The My Mobile Account Assistant app offers participants views of their accounts and more.

Online Account Management

My Account Administrator lets employers view and report on many aspects of their account, including invoicing and payments. Employers can generate reports, enroll and manage participants, and download enrollment materials, information flyers and forms quickly and easily. My Account Assistant lets participants track account balances and download information, documentation, review key plan details and more. The My Mobile Account Assistant app offers participants views of their accounts and more.

Online Account Management

My Account Administrator lets employers view and report on many aspects of their account, including invoicing and payments. Employers can generate reports, enroll and manage participants, and download enrollment materials, information flyers and forms quickly and easily. My Account Assistant lets participants track account balances and download information, documentation, review key plan details and more. The My Mobile Account Assistant app offers participants views of their accounts and more.

Online Account Management

My Account Administrator lets employers view and report on many aspects of their account, including invoicing and payments. Employers can generate reports, enroll and manage participants, and download enrollment materials, information flyers and forms quickly and easily. My Account Assistant lets participants track account balances and download information, documentation, review key plan details and more. The My Mobile Account Assistant app offers participants views of their accounts and more.


We Make Reimbursement Easy

My Account Assistant lets participants manage, submit and attach documentation for claims online. My Mobile Account Assistant app lets participants submit claims and use their device's camera to store or submit documentation while on-the-go. The Benny™ Benefits Prepaid Debit Card option uses EBC HRA funds to pay eligible health expenses without filing a claim. If needed, documentation can be submitted using the mobile app or the desktop. Claims and documentation can be submitted using paper forms, too. Claims are paid within 2 working days and direct deposit of reimbursements offers additional security and convenience.
Learn more >

We Make Reimbursement Easy

My Account Assistant lets participants manage, submit and attach documentation for claims online. My Mobile Account Assistant app lets participants submit claims and use their device's camera to store or submit documentation while on-the-go. The Benny™ Benefits Prepaid Debit Card option uses Health Care FSA funds to pay eligible health expenses without filing a claim. If needed, documentation can be submitted using the mobile app or the desktop. Claims and documentation can be submitted using paper forms, too. Claims are paid within 2 working days and direct deposit of reimbursements offers additional security and convenience. Learn more >

We Make Reimbursement Easy

My Account Assistant lets participants manage, submit and attach documentation for claims online. My Mobile Account Assistant app lets participants submit claims and use their device's camera to store or submit documentation while on-the-go. The Benny™ Benefits Prepaid Debit Card option uses Health Care FSA funds to pay eligible health expenses without filing a claim. If needed, documentation can be submitted using the mobile app or the desktop. Claims and documentation can be submitted using paper forms, too. Claims are paid within 2 working days and direct deposit of reimbursements offers additional security and convenience.
Learn more >

We Make Reimbursement Easy

My Account Assistant lets participants manage, submit and attach documentation for claims online. My Mobile Account Assistant app lets participants submit claims and use their device's camera to store or submit documentation while on-the-go. The Benny™ Benefits Prepaid Debit Card option uses Health Care FSA funds to pay eligible health expenses without filing a claim. If needed, documentation can be submitted using the mobile app or the desktop. Claims and documentation can be submitted using paper forms, too. Claims are paid within 2 working days and direct deposit of reimbursements offers additional security and convenience. Learn more >


We Do Our Homework

Our in-house Compliance team is recognized for their expertise. Whether scrutinizing IRS regulations, guidance or health care reform updates, our Compliance team ensures our clients’ EBC HRA remains compliant and free from penalty. Monthly webinars are moderated by team members and help keep clients updated on trends, legislation and how to get the most from their plans. Their Compliance Buzz blog is a convenient online source of breaking IRS and Legislative news.

We Do Our Homework

Our in-house Compliance team is recognized for their expertise. Whether scrutinizing IRS regulations, guidance or health care reform updates, our Compliance team ensures our clients’ EBC HRA remains compliant and free from penalty. Monthly webinars are moderated by team members and help keep clients updated on trends, legislation and how to get the most from their plans. Their Compliance Buzz blog is a convenient online source of breaking IRS and Legislative news.

We Do Our Homework

Our in-house Compliance team is recognized for their expertise. Whether scrutinizing IRS regulations, guidance or health care reform updates, our Compliance team ensures our clients’ EBC HRA remains compliant and free from penalty. Monthly webinars are moderated by team members and help keep clients updated on trends, legislation and how to get the most from their plans. Their Compliance Buzz blog is a convenient online source of breaking IRS and Legislative news.

We Do Our Homework

Our in-house Compliance team is recognized for their expertise. Whether scrutinizing IRS regulations, guidance or health care reform updates, our Compliance team ensures our clients’ EBC HRA remains compliant and free from penalty. Monthly webinars are moderated by team members and help keep clients updated on trends, legislation and how to get the most from their plans. Their Compliance Buzz blog is a convenient online source of breaking IRS and Legislative news.


Answers at Your Fingertips

Comprehensive and convenient, The EBC HRA Answer Book provides a broad range of information. Tables of contents link to information to quickly provide answers without having to make a phone call. Our Compliance team moderated EBC HRA webinars continually receive wide attendance. Clients and participants have full access to carefully constructed and reliable informational materials, designed to guide them through their EBC HRA.

Answers at Your Fingertips

Comprehensive and convenient, The EBC HRA Answer Book provides a broad range of information. Tables of contents link to information to quickly provide answers without having to make a phone call. Our Compliance team moderated EBC HRA webinars continually receive wide attendance. Clients and participants have full access to carefully constructed and reliable informational materials, designed to guide them through their EBC HRA.

Answers at Your Fingertips

Comprehensive and convenient, The EBC HRA Answer Book provides a broad range of information. Tables of contents link to information to quickly provide answers without having to make a phone call. Our Compliance team moderated EBC HRA webinars continually receive wide attendance. Clients and participants have full access to carefully constructed and reliable informational materials, designed to guide them through their EBC HRA.

Answers at Your Fingertips

Comprehensive and convenient, The EBC HRA Answer Book provides a broad range of information. Tables of contents link to information to quickly provide answers without having to make a phone call. Our Compliance team moderated EBC HRA webinars continually receive wide attendance. Clients and participants have full access to carefully constructed and reliable informational materials, designed to guide them through their EBC HRA.


It’s About Your Experience

A dedicated Client Service Consultant is assigned to each of our EBC HRA clients with a direct phone number and email address for quick contact. Our Participant Services Representatives are trained to understand the EBC HRA from the participant’s perspective, and help them get the most from their plan.

It’s About Your Experience

A dedicated Client Service Consultant is assigned to each to of our EBC HRA clients with a direct phone number and email address for quick contact. Our Participant Services Representatives are trained to understand the EBC HRA from the participant’s perspective, and help them get the most from their plan.

It’s About Your Experience

A dedicated Client Service Consultant is assigned to each to of our EBC HRA clients with a direct phone number and email address for quick contact. Our Participant Services Representatives are trained to understand the EBC HRA from the participant’s perspective, and help them get the most from their plan.

It’s About Your Experience

A dedicated Client Service Consultant is assigned to each to of our EBC HRA clients with a direct phone number and email address for quick contact. Our Participant Services Representatives are trained to understand the EBC HRA from the participant’s perspective, and help them get the most from their plan.


Choose the easy HRA administration.

Choose the easy HRA administration.

Choose the easy HRA administration.

Choose the easy HRA administration.

The EBC HRA | Details

Administration Services Include:

  • Plan design and client data entry
  • Client payment and billing setup; participant data entry or upload
  • Multiple claim funding options with and without auto-debit authorization
  • Administration documents and forms with annual updates for employers and eligible employees
  • Reporting and download features of My Account Administrator and My Account Assistant
  • Support for mid-year takeovers

Monthly EBC HRA Administration Fees include:

  • Fast claims turnaround, processing and payment
  • Managing employee account information
  • Administering plan year rollovers
  • Direct deposit services
  • Ongoing employer and participant toll-free support
  • Ongoing compliance support

Plan Design features available with no additional charges:

  • Health Savings Account compatibility
  • Rollovers
  • Additional Benefits
  • Post Employment Benefit
  • Perpetual Benefit
  • Deductible Credits

The EBC HRA
Sales Sheet

First, download a copy of our sales sheet to keep for your convenience.

Details for Employers

Next, view a detailed list of all the services our EBC HRA administration provides.

Contact our Sales Team

If you have any questions, contact us by phone at 800-346-2126 or by email at sales@ebcflex.com.


Request a Quote

It's easy!
Simply fill out a short online form and we'll get started.

The EBC HRA
Sales Sheet

First, download a copy of our sales sheet to keep for your convenience.

Details for Employers

Next, view a detailed list of all the services our EBC HRA administration provides.

Contact our
Sales Team

If you have any questions, contact us at 800-346-2126 or by email at sales@ebcflex.com.


Request a Quote

It's easy!
Simply fill out a short online form and we'll
get started.

The EBC HRA Sales Sheet

First, download a copy of our sales sheet to keep for your convenience.

Tap to download.

Contact our Sales Team

If you have any questions, contact us by phone at 800-346-2126 or by email at sales@ebcflex.com.


Request a Quote

It's easy! Simply fill out a short online form and we'll get started.

Tap to begin.

The EBC HRA
Sales Sheet

First, tap here to download a copy of our sales sheet to keep for your convenience.

Contact our Sales Team

If you have any questions, contact us by phone at 800-346-2126 or by email at sales@ebcflex.com.


Request a Quote

It's easy!
Simply tap here to fill out a short online form and we'll get started.

Location (map)
1350 Deming Way, Ste 300
Middleton, WI 53562-4640

Mail Address
PO Box 44347
Madison, WI 53744-4347