COBRASecure Help


COBRASecure Help

COBRASecure State Continuation

What is COBRASecure State Continuation?

In certain states, when an employer is subject to COBRA and its state’s continuation regulations, COBRASecure administers both by taking the provisions of COBRA and the provisions of that state’s continuation regulation and applying the combination on a provision by provision basis that provides the best outcome for the Qualified Beneficiary.


Which states?

Connecticut, Minnesota, New York, Texas and Wisconsin.

For all other states, COBRASecure administers only the COBRA regulation.

If the employer is subject to state continuation regulation either the employer or its insurer is responsible for providing state continuation rights to any Qualified Beneficiaries.

Finally, for employers in Minnesota and Wisconsin that are not subject to COBRA, COBRASecure provides administration of only state continuation provisions for affected Qualified Beneficiaries.