Maximum Deductible Limit


This Provision RESCINDED: In March 2014, Congress passed the "Protecting Access to Medicare Act of 2014," eliminating the maximum deductible cap that the ACA placed on small employer group health insurance plans.

Although the maximum deductible provision no longer applies to employer-sponsored group health insurance plans, the maximum deductible provision still applies to health insurance plans sold on the individual market or through the Health Insurance Marketplace to individuals.


Related Provision:

Cost-sharing Limits


Health Plans Affected by this Provision:


Year Effective: Repealed March, 2014
Medical Plan: Not applicable
Dental/Vision Plan: Not applicable
HRA: Not applicable
Health Care FSA: Not applicable

Document Downloads:


Document Title Last Updated
Protecting Access to Medicare Act of 2014 (Repeal of Maximum Deductible Provision) (03/27/2014)
CMS Transitional Relief to renew non-compliant plans through 2016 (03/05/2014)
CMS Transitional Relief to renew non-compliant plans (11/14/2013)
Wisconsin OCI Bulletin July 2013  
PHSA Maximum Deductible 01/09/2014
Fed. Reg. Deductible Maximum, February 2013 02/01/2013
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