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HMO? Sorry, I have to do the laundry.

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HMO? Sorry, I have to do the laundry.
What is an HMO? It is one common type of health insurance plan. HMO stands for Health Maintenance Organization. This type of plan not only pays for major health events in your life, but also focuses on health maintenance, wellness, and disease prevention. How is it different from the other types of health plans? How do you choose what is right for you?
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Family Plan and Deductible? Sorry, I have to do the dishes.
What is Family Plan health coverage? Or a Family Deductible? Consider this your health benefits 101. A health insurance Family Plan means that it covers two or more people. If you want health coverage for yourself and a spouse, child(ren), or other tax dependent(s) you must choose family plan health coverage during your enrollment period. You may choose to participate in a family plan whether or not you have children or are married. If you wish to have insurance coverage for yourself and at ...
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Single Plan and Single Deductible? Sorry, I have to scrub the floor.
What is a Single Plan? A Single Deductible? Consider this your Health Benefits 101. A “deductible” is the set dollar amount that you must pay before the insurance company pays. A single deductible applies to a single plan, so your plan’s deductible amount is based upon having a single or family plan. A single plan deductible is sometimes called a “Single Deductible” and is generally a different dollar amount than a family plan deductible.
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Health Insurance Plan? Sorry, I have to vacuum.

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Health Insurance Plan? Sorry, I have to vacuum.
What is a health insurance plan? Consider this your health benefits 101. What is a health insurance plan? Your health insurance plan is a contract with rules between you and your health insurance company. It is sometimes called a health insurance policy or health plan. A health insurance plan is essentially an agreement that requires an insurance company to pay for some or all of your health care costs. You agree to pay premiums to the insurance company in exchange for being insured. If y...
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  • Out-of-Network? Sorry, I have to wash the windows.
    What is does it mean if a health care provider is "Out-of-Network"? This is a general idea for employees navigating their health plan who wish to understand the health care costs better so that they c...
  • Network Provider? Sorry, I have to mop the floor.
    Health insurance plans utilize networks. Networks consist of select network providers, which are hospital systems and the doctors and clinics associated with those systems. Insurance carriers are able...
  • In-Network? Sorry, I have to take out the trash.
    Health plans utilize provider networks. Your health plan has negotiated rates for health care services that are considered “in-network.” When an insurance carrier aligns their coverage with a networ...
  • Referral? Sorry, I have to dust the shelves.
    Benefits 101: What is a referral? A referral from your primary care physician may be required by your health insurance plan for specific treatments from a specialist doctor. Not all types of treatmen...
  • 12 Things You Didn’t Know About the Dependent Care FSA

    12 Things You Didn’t Know About the Dependent Care FSA   The BESTflexSM Plan Dependent Care Flexible Spending Account is an option of the BESTflex plan provided by your employer.     1. A specif...
  • Internships, Obamacare and Benefits

    If you currently have interns, or are hiring some soon for a summer internship program, there's something you should know.
  • Polar Plunge 2015 [PHOTOS]

    Seven of our employees participated in the 2015 Polar Plunge and took the jump. We also raised $3,436.70 for the Special Olympics, beating our goal by almost two and a half thousand dollars.
  • Benefits Selling Expo 2015

    The 11th annual 2015 Benefits Selling Expo is taking place next week, May 19th - 21st in Scottsdale, Arizona. We will be there, so make sure to check us out.