Prohibitions on Coverage Rescissions


Purpose:

To eliminate retroactive termination of health coverage


Intent:

To safeguard individuals from being left with large health claims to pay due to retroactive termination of coverage and to assure that individuals receive the plan coverage promised while they were enrolled


Health Plans Affected by this Provision:


Year Effective: 2010
Medical Plan: Yes
Dental/Vision Plan: No, if stand-alone benefit excepted from HIPAA’s portability provisions
HRA: Yes, unless benefit excepted from HIPAA’s portability provisions
Health Care FSA: Yes, unless benefit excepted from HIPAA’s portability provisions

Document Downloads:


Document Title Last Updated
Prohibitions on Rescissions of Coverage Flyer  
Federal Register 6-28-2010 06/28/2010