IRS Announces HSA Limits for 2019

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May 10, 2018, the IRS released Revenue Procedure 2018-30 that provides the Health Savings Accounts (HSA) limits for 2019.

The amounts for HSAs for 2019 as compared to 2018 are as follows:

HSA Limits 2019 2018
HSA Maximum Annual Contribution Limit (Self-only) $3,500 $3,450
HSA Maximum Annual Contribution Limit (Family) $7,000 $6,900
HDHP Minimum Annual Deductible (Self-only) $1,350 $1,350
HDHP Minimum Annual Deductible (Family) $2,700 $2,700
HDHP Maximum Annual Out-of-pocket (Self-only) $6,750 $6,650
HDHP Maximum Annual Out-of-pocket (Family) $13,500 $13,300
HSA Catch up Contribution Limits (over age 55) $1,000 $1,000

 

The annual contribution and out-of-pocket maximums will be changing for 2019 and the minimum deductibles and catch up contributions will remain the same for 2019.

HSA-eligible individuals will be able to make additional contributions starting next year.

HSA-compatible HRAs will use the same minimum deductible for 2019, which will mean less need for HRA amendments at the end of 2018 in order to remain HSA-compatible.

Categories: Benefits in General, Compliance | Tags: HSA , Health Savings Account , 2019 Limits , Rev. Proc. 2018-30 | Return