Expert administration.

We send EBC HRASM participants their Benny™ Benefits Cards when their plan starts. They use our website to activate their cards and find merchants that accept Benny™, then begin using the card to draw on their EBC HRA account.

Where Benny™ is accepted
Participants can use their Benny™ Benefits Card at retailers and providers that fall into the following, IRS-approved categories.

  • Health care, dental or vision provider offices
  • Merchant with an inventory information approval system (IIAS)

An IIAS is a system that can determine, at checkout, which items and services are eligible under Benny™, and apply only those expenses to the card. A full list of the thousands of retailers that have an IIAS is available in PDF format.

Eligible Expenses
Participants can use their Benny™ Benefits Card to pay for the same products and eligible health care expenses that qualify under their EBC HRA. Participants can always refer to My Company Plan, a document available at any time on the participant web portal, to see the types of expenses that are eligible under their plan.

Email notifications
Some providers don't have a system to determine, at checkout, which items and services are eligible under Benny™. In those cases, we request by email that participants send in a receipt for the transaction. We use the receipt to verify that participants use the card for eligible health care expenses.

While participants can opt to receive these letters by U.S. mail, email offers the quickest resolution to Benny™ swipes.