We make debit cards easy.

No manual claims
The Benny™ Benefits Card lets EBC HRASM participants simply swipe a debit card to draw on their account. Participants don't have to pay out of pocket or manually file a claim when they swipe the card, making the EBC HRA easier to use.

The Benny™ Benefits Card can even lead to higher EBC HRA usage and satisfaction among participants.

Automatic substantiation
Image of the Benny Benefits CardMany retailers and providers have adopted systems that can determine, at checkout, which items and services are eligible under Benny™. These systems, known as inventory information approval systems (IIAS), only allow Benny™ to pay for the eligible expenses. This means participants don't have to submit a receipt or explanation of benefits to prove they used the card to pay for eligible expenses.

A full list of retailers that have these inventory systems is available in PDF format.

Since Benny™ saves participants from having to pay out of pocket, submit claims and even submit receipts in many cases, it's one of the most convenient ways to use the EBC HRA. Works with many EBC HRA plan designs The Benny™ Benefits Card is compatible with several EBC HRA plan designs. It works when the EBC HRA:

  • Is an aggregate plan
  • Reimburses at 100% in Tier 1
  • Can reimburse a category of expense (medical, prescription, dental, vision or all Section 213 expenses)

Mobile and Online BennyTM Account Management
Participants can file claims, manage BennyTM transactions and attach documentation using an Android or Apple smartphone or tablet. The BennyTM Manager is also available online using My Account Assistant!

If a transaction needs documentation, participants receive an email. They can take a photo of their documentation using their mobile device’s camera, attach an image from the device's photo library or from their computer’s desktop and submit it to us.

How stored-value debit cards add value to a plan